Month: July 2026

  • Bouncing Checks (BP 22) in the Philippines: What Every Check Issuer and Payee Should Know

    Bouncing Checks (BP 22) in the Philippines: What Every Check Issuer and Payee Should Know

    Checks remain a common mode of payment in business and personal transactions across the Philippines. Many people accept checks because they expect the issuing bank to honor them on the due date. However, problems arise when a bank refuses to pay because the account has insufficient funds or has already been closed. When this happens,…

  • Who is Legally Obliged to Provide Financial Support in the Philippines?

    Who is Legally Obliged to Provide Financial Support in the Philippines?

    Families face difficult financial realities every single day. A sudden illness might strike an elderly parent. A child could begin preparing for college enrollment. A spouse might suddenly leave the family home. In these trying times, distressed family members frequently wonder who carries the legal responsibility to provide financial assistance. Financial disputes often trigger intense…

  • Unremitted SSS, PhilHealth, and Pag-IBIG Contributions: Employer Liabilities under Philippine Law

    Unremitted SSS, PhilHealth, and Pag-IBIG Contributions: Employer Liabilities under Philippine Law

    Imagine checking your online government portals only to discover a glaring gap in your employment history. You notice that your employer regularly deducts monthly contributions from your salary, yet your historical records show zero remittances for the past six months. This stressful scenario confronts thousands of Filipino workers every year. Mandatory workplace contributions act as…

  • Understanding Property Relations Between Spouses in the Philippines: Rules, Regimes, and Rulings

    Understanding Property Relations Between Spouses in the Philippines: Rules, Regimes, and Rulings

    Imagine a scenario where a married couple buys a parcel of land in the Philippines. Years later, due to a personal disagreement, the husband decides to sell the entire property to an unsuspecting buyer without telling his wife. The wife discovers the transaction and demands the return of the land. This situation happens frequently across…